Your financial flexibility starts here. 
Say ‘Yes’ more.
Getting the cash you need for your next move doesn’t always come so smoothly. That’s why we pride ourselves on being your team of personal advocates, finding funding solutions that are simple, smart, and sustainable for you.
Term Loans
Get a large lump-sum loan with predetermined rates and payback term. The rates you’ll receive depend on various factors, including your personal and business credit history, cash flow, and time in business.
Line of Credit
Get access to funding, without paying interest on a large sum. When you set up a Line of Credit (LOC), you can spend up to a certain sum, but only pay interest on the amount that you actually borrow. You can repay flexibly using monthly minimum payments or by making larger payments when it suits you.
Merchant Cash Advance /Credit Card Processing
Get a lump sum now. We partner with your credit card processing company to claim it back, bit by bit, by taking a small percentage of every credit card sale you make. No need for credit checks. No worries about monthly payments. As you make sales, you’ll repay the loan, worry free.
SBA Loans
Get a loan with low interest rates, low down-payment and a long repayment term - as if you’re a large, well-established business. Since an SBA loan is guaranteed up to 85% by the Small Business Administration, lenders will approve them more easily, with more reasonable terms.
Equipment Financing
Get cash to buy the equipment your business needs to grow. Pay back, with interest, over a set period of time, as your equipment helps to bring in better profit. Once paid off, the equipment is yours for keeps, no strings attached.
ERC
Get rewards of $26,000 per employee you kept during the COVID-19 pandemic. We'll process your Employee Retention Tax Credit claim and efficiently deliver funds that are rightfully yours from the IRS.
Asset Based Lending
With ABL, a broad range of your company’s assets— ranging from accounts receivable to real estate, and even brand names and intellectual property—can serve as collateral, unlocking needed capital. If your business has substantial assets, ABL may provide access to significant financing with a covenant-light structure, while also offering a level of flexibility in making future decisions that may not be possible with other types of loans.
Convertible Debt Financing
Convertible notes are a convenient method of raising capital, especially for startups, because issuing them does not require company valuation. They are also low risk and efficient, as convertible note terms do not technically sell actual share ownership. With multiple structures available such as interest only, discount, and cap, we can provide a custom option for your growing business.
Pre-IPO Financing
With bridge style debt and direct equity options, we can inject cash into the business and put your company in the driver's seat when determining the time to carry out its IPO. Your company can continue to grow during the IPO preparation process, while waiting out difficult stock market conditions, if necessary. Pre-IPO funding can also assist in meeting the required working capital during the first 12 (or more likely 18) months of its life as a public company.
What People Are Saying About Us.
“I'd give them six stars if that was an option!”
Had the pleasure of working with Eddie at YM Ventures for a couple EIDL loan modifications - I had the whole process mixed up and was declined but Eddie got it all straightened out and was able to get me the full amount I was looking for. He was very responsive and professional throughout the whole process. I'd give them six stars if that was an option. I have several associates trying to navigate the process themselves and are just running into roadblock after roadblock.
“I would recommend their services without reservation.”
Our company has had the pleasure of working with YM Ventures to secure an EIDL loan through the SBA for our business. YM Ventures has been outstanding in guiding us through the entire process. I would recommend their service without reservation to any person or business in the need for financial assistance.
Prestige Family Cars
“The future looks bright for my company.”
YM exceeded expectations. They were very professional and quick to follow up. With their guidance we were able to secure a loan for an amount that was far greater than I was able to obtain on my own. The future looks bright for my company as we now have the capital to grow.
“I highly recommend to anyone seeking funding from SBA.”
I cannot say enough good things about YM Ventures. They know the SBA process, and they successfully delivered for my company for our SBA loan. They also kept me posted regularly on my loan application. I highly recommend them to anyone seeking funding from SBA.
