1. Apply
2. Get Approved
3. Get Funded
We typically reply within the hour during business hours.
Mon – Fri, 9am-5pm EST
No Start Up Funding
Minimum $15,000 in revenue / month
Apply Online
in Minutes
Decision as fast as
same day
Get funded as fast as
next day
Receive between
$25k – $25m
An 800 credit score is considered excellent for securing a business loan because it shows strong creditworthiness. Lenders typically offer favorable terms and lower interest rates to borrowers with high credit scores.
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Tyler Sapkin2023-03-29Avi Stern was absolutely phenomenal working with me. He was diligent, responsive, and an absolute pleasure to work with. Highly suggest using this company and working with him.
Aymee Enriquez2023-03-08Great company to work with! Jake and the team are awesome. Thank you
Miri B2022-05-18YM ventures were the most amazing funding company I have ever dealt with. They hold your hand throughout the entire process and jump through hoops to help get everything at all hours of the day. They are extremely dedicated, professional and such a pleasure to deal with!!!
paolo moro2022-03-11Thank you very much for your Professional work.
Are we a match? Check our minimum requirements.
$15k
business monthly revenue
500+
credit score
4+
months in business
Business
checking account
Our founding principles:
Honesty
Integrity
Passion
Simplicity
Professionalism
Our founding principles:
Passion
Integrity
Honesty
Simplicity
Professionalism
YM Ventures is an innovative, boutique finance company with significant financial backing that enables us to work with both small and large businesses throughout the US. With extensive expertise in dealing with private and public companies, we provide corporate entities with uncommon, tailored financing solutions.
YM Ventures is an innovative, boutique finance company with significant financial backing that enables us to work with both small and large businesses throughout the US. With extensive expertise in dealing with private and public companies, we provide corporate entities with uncommon, tailored financing solutions.
Our mission is to partner and assist our clients with both short- and long-term working capital solutions as well as the purchase, refinancing and consolidation of debt in the middle market. This includes transactions of all sizes, across a wide range of industries, and in any type or stage of business with a focus on long-term sustainable value.
Since the first transaction we completed in 2006, YM Venture’s core values have remained unchanged: putting the client’s interests first; treating every client as if they were our only client; completing projects efficiently and effectively through teamwork; being responsive to our clients’ needs; and exceeding expectations. That is why we have earned an excellent reputation for our services throughout the industry.
When you’re looking for a business loan, there are multiple options to consider. Traditional lenders will sometimes deny applicants based on factors other than credit scores including your business’s financial health, your revenue, and the type of loan you are seeking. Alternative lenders, like YM Ventures, offer more flexible financing options allowing you to apply online, and will fund you faster.
Lenders are likely to view you as highly creditworthy for a business loan with an 800 credit score. You can expect to receive competitive interest rates, favorable loan terms, and higher credit limits. However, lenders may inspect other details of your business, like financial health, revenue, and credit history, when evaluating your loan application.
Some may approve a $50K business loan with an 800 credit score. The type of loan and other factors based on each lender’s criteria will also be evaluated when you apply.
It’s still possible to be denied a business loan with an 800 credit score. Lenders consider different factors when making decisions; your credit score is only one of them. Here’s why you could be denied despite an 800 credit score:
Business Financials: If your business doesn’t meet a lender’s financial criteria, you may be denied.
Loan Type: The type of business loan you’re applying for matters. Some loans, like SBA loans, may have more stringent requirements than others.
Collateral: If you lack sufficient collateral to secure the loan, you may be denied.
Business Plan: Most lenders require a well-prepared business plan outlining your business’s purpose, strategy, and financial projections. An incomplete plan can result in denial.
Credit History: While your credit score is high, if there are negative items in your credit history, they may raise concerns.
Lender’s Policies: Each lender has its own policies and criteria for loan approval. Even with an 800 credit score, you may not meet the requirements of certain lenders.
Economic Conditions: Economic conditions and the lending environment can impact approval rates. During economic downturns, lenders may tighten their lending standards.
Documentation: If you don’t provide all the necessary documentation, your application may be denied.
An 800 business credit score elevates your business’s credibility and reputation, making it easier to attract partners, investors, and customers, positioning your company for financial stability and growth. Lenders may offer you the most competitive interest rates, saving you a substantial amount in interest. You’re more likely to secure equipment leases and business contracts, leading to reduced insurance premiums.
With an 800 credit score, your eligibility for competitive APRs on business loans is excellent. Here’s what you can expect:
Invoice Financing: For invoice factoring or financing, you’re positioned for lower APRs, improving your cash flow.
While both an 800 and an 850 business credit score signify strong creditworthiness, the difference between them won’t significantly impact your ability to secure business financing or favorable terms. Lenders typically view both scores as indicative of a highly creditworthy borrower. There are a few distinctions:
Raising your business credit score from 800 to 850 may not be necessary for most business financing. Focus on maintaining strong credit by paying bills on time, keeping credit utilization low (below 30%), diversifying your credit mix, and disputing inaccuracies on your credit reports. Improving your creditworthiness is a gradual process ensuring you continue to qualify for the best financing for your business.
The highest business credit limit you can expect with an 800 credit score from traditional lenders is based on your business’s financial health, revenue, credit history, and the lender’s policies. Loan approval can take time.
YM Ventures offers Best Easy Business Loans In 2023 from $25 to $25M. You can get funded as fast as the next day. We make it easy for you to apply online in minutes. Unlike other alternative financing companies focused solely on profit, we help you make the best choices for your business. We don’t impose excessively high-interest rates or unreasonable third-party charges. When you apply with us, you can expect a quick decision, often within the same day.
A TransUnion score of 750 falls within the “good” to “very good” range across most credit scoring models, indicating favorable loan eligibility with competitive interest rates. However, lenders may have individual standards.
While FICO scores are used to gauge personal credit, they are secondary when lenders evaluate business loans. Lenders use the Paydex score by Dun & Bradstreet, which assesses a business’s payment history with its suppliers, to make lending decisions
Securing a 0% APR business loan with an 800 credit score is unusual and usually comes with specific eligibility requirements. While an 800 credit score positions you well for favorable loan rates, a 0% APR loan is relatively rare in conventional business lending.
