1. Apply
2. Get Approved
3. Get Funded
We typically reply within the hour during business hours.
Mon – Fri, 9am-5pm EST
No Start Up Funding
Minimum $15,000 in revenue / month
Apply Online
in Minutes
Decision as fast as
same day
Get funded as fast as
next day
Receive between
$25k – $25m
Plumbing Contractor in California
IT Company in Connecticut
Oilfield Services Company in Texas
Robotics Company in California
Staffing Company in NJ
Hotel Operator in Georgia
Are we a match? Check our minimum requirements.
$15k
business monthly revenue
500+
credit score
4+
months in business
Business
checking account
Our founding principles:
Honesty
Integrity
Passion
Simplicity
Professionalism
Our founding principles:
Passion
Integrity
Honesty
Simplicity
Professionalism
YM Ventures is an innovative, boutique finance company with significant financial backing that enables us to work with both small and large businesses throughout the US. With extensive expertise in dealing with private and public companies, we provide corporate entities with uncommon, tailored financing solutions.
YM Ventures is an innovative, boutique finance company with significant financial backing that enables us to work with both small and large businesses throughout the US. With extensive expertise in dealing with private and public companies, we provide corporate entities with uncommon, tailored financing solutions.
Our mission is to partner and assist our clients with both short- and long-term working capital solutions as well as the purchase, refinancing and consolidation of debt in the middle market. This includes transactions of all sizes, across a wide range of industries, and in any type or stage of business with a focus on long-term sustainable value.
Since the first transaction we completed in 2006, YM Venture’s core values have remained unchanged: putting the client’s interests first; treating every client as if they were our only client; completing projects efficiently and effectively through teamwork; being responsive to our clients’ needs; and exceeding expectations. That is why we have earned an excellent reputation for our services throughout the industry.
Short answer, it depends. There are certainly different types of business loans you may be eligible for because you have a 650 credit score that you would otherwise not be eligible for if it were a worse score. For example, with a 650 credit score you are eligible for an SBA Express Loan which has a minimum 600 credit score. Regarding SBA loans, if you have a 650 credit score then you will be eligible to apply for loans greater than $150,000. In addition, you are eligible for an SBA 7(a) business loan since it has a minimum 650 credit score requirement.
With a 650 credit score you could borrow between $40,000 to $100,000+. Of course, there are many factors such as time in business that would make you ineligible even if you have a 650 credit score.
A credit score above 700 typically makes the applicant eligible for better terms. A 650 credit score can greatly impact the interest rate on the business loan which changes the monthly payment substantially. Of course, you can acquire a business loan with a much lower credit score as well such as 500. However, it’s certainly more favorable to work on improving your score to get a more attractive offer.
